I think there is a hole in my bank account. Every month my job says the check goes to the bank. The bank statement even shows the deposit. But the balance sure doesn’t reflect the concept that I am earning anything. I’d like to say it’s just “the man” keeping …Click Here to continue

Living off a budget takes some time and planning, but it will be the best decision that you and your family could ever make. Not only will it help you if you are struggling with debt, but a budget can also guide you to financial goals (like a new car, …Click Here to continue

For anyone out there who has ever forgotten a payment or found themselves with more debt than their income could pay, you know how aggressive some of these creditors can be. When we found ourselves in deep debt, the calls got rude and insulting. We were blessed to be able …Click Here to continue

Christmas always seems to be a budget busting moment in our home.  Even this year, when gift giving was modest or homemade, I still felt the crunch.   In the past, I have used our tax refund to help me catch up our bank balance and to pay those couple …Click Here to continue

I was scammed – and not just once.  “Stupid, stupid, stupid.”  I kicked myself repeatedly (and my husband was kind enough to agree!). It all started when I wanted to help out the family budget and earn a little extra cash.  I signed up for Mavishare, which seemed harmless enough.  …Click Here to continue